1. Accepted Payment Methods

Payments may be made via:

• Bank transfer
• Credit card / debit card
• OnePay Transfer
• Cash (at Athena Group offices, where applicable)

Credit card transactions are processed without bank charges. In the event of invalid credit cards or alternative payment methods, any related bank transfer fees shall be borne by the customer or agent.

2. Payment Deadlines

Bank transfers must be completed at least 30 days prior to service usage unless otherwise agreed by Athena Group.